Retail Agents - Immediate Access
Small Business
Cyber (Small Business)
Cyber (Small Business)
- 15% Commission
- Instant Binding - Same Day Coverage, Policy Emailed Immediately
- Broad Appetite - Policies Customized for Over 100 Professions
Cyber (Small Business)
Cyber (Small Business)
Cyber (Small Business)
15% Commission
Best in class - offer on every account
E&O Professional Lines
Home Healthcare (GL/PL)
E&O Professional Lines
15% Commission
Accounting, Technology, Engineers, etc.
Home Healthcare (GL/PL)
Home Healthcare (GL/PL)
Home Healthcare (GL/PL)
15% Commission
Best in class product!
Medical Malpractice
Home Healthcare (GL/PL)
Home Healthcare (GL/PL)
15% Commission
E&O insurance
Terrorism
Weapons/Guns + Accessories (Property)
Weapons/Guns + Accessories (Property)
15% Commission
Weapons/Guns + Accessories (Property)
Weapons/Guns + Accessories (Property)
Weapons/Guns + Accessories (Property)
Direct To Consumer
NEW - Launched July 2024
Small Contractors (GL)
Small Contractors (GL)
Small Contractors (GL)
This includes covering those where 100% of payroll is subcontracted
Very strong too for Landscapers, Janitorial, and much more
Sub Contractors (PL)
Small Contractors (GL)
Small Contractors (GL)
Special coverage forms including 50k of Pollution and more
Including Solar Installers and most subcontractors
COMING SOON
EPLI
Sexual Abuse & Misconduct and Deadly Weapon Protection
Sexual Abuse & Misconduct and Deadly Weapon Protection
Sexual Abuse & Misconduct and Deadly Weapon Protection
Sexual Abuse & Misconduct and Deadly Weapon Protection
Sexual Abuse & Misconduct and Deadly Weapon Protection
Other Programs and Solutions
Quick Service Restaurants
Quick Service Restaurants
Quick Service Restaurants
CLOSED/FULL PROGRAM
Shepherd Programs
Our History
Since the 1970's, our teams have offered carefully tailored niche programs and insurance products/solutions to the US and Canada.
A Few Of Our Partners
Carrier/Market Inquires
We have places for all risk takers and models to participate in profitability driven programs of diversification within the marketplace.
Programs
We provide specialized expertise for niche markets on behalf of insurance carriers as a Program Administrator (PA). It’s impossible for carriers to underwrite risks in every field or continuously add staff to handle new programs. We play an important role in addressing these needs.
Front / Hybrid
With a pure reinsurance agreement, the self-insured or captive insurer retains the risk of loss. Within our hybrid-fronting model, the primary carrier assumes a percentage of the risk, ranging from as low as 5% up to even 30% of the risk.
MGA
We act sometimes as a MGA a specialized type of wholesale brokers where our market or insurance carriers grants us underwriting authority and trust.
Reinsurance
Our reinsurance partners participate by sharing risk taken by primary insurers.
Captives
Captives are essentially a form of self-insurance whereby the insurer is owned wholly by the insured. We typically establish to meet the unique risk-management needs of the owners or members.