Retail Agents – Online Quote, Bind, Issue Solutions
Builder's Risk
Cyber - Small Business
Cyber - Small Business
- Up to $3MM in TIV
- Coverage for Ground Up, Renovation, Remodel Projects
- Existing Structure Coverage Available
Cyber - Small Business
Cyber - Small Business
Cyber - Small Business
- Commissions of 15% or Higher
- Quote, Bind, Issue with Same Day Coverage and Immediate Policy Delivery
- Up to $5MM in Revenue, Start-up Friendly, and $270 Minimum Premiums
Lessor's Risk
Cyber - Small Business
Professional Liability
- Building Minimum Premiums of $750 Per Location
- Monoline GL Premiums Starting at $500
- Up to $3MM in TIV Per Location
Professional Liability
Professional Liability
Professional Liability
- Commissions of 15% or Higher
- Quote, Bind, Issue with Same Day Coverage and Immediate Policy Delivery
- Coverage for Architects & Engineers, Consultants, Financial Services, Medical Professionals, etc.
Small Business
Professional Liability
Small Contractors
- Business Owners & General Liability Coverage at 15% or Higher Commission
- Quote, Bind, Issue with Same Day Coverage and Immediate Policy Delivery
- Broad Appetite providing solutions for over 100 Professions
Small Contractors
Professional Liability
Small Contractors
- Payroll up to $3MM (100% Sub-Contracted Acceptable)
- Sales up to $15MM
- Property Coverage up to $3MM per location / IM Bundle Available
Special Events
Special Events
Special Events
- Minimum Premiums starting at $65
- Available for Events up to Five Days
- Includes Coverage for Event Set-Up and Tear-Down
Our Underwriting Products
Cannabis
Deadly Weapon / Armed Assailant
Deadly Weapon / Armed Assailant
- Coverage for Cultivators, Manufacturers, Retail available
- Sales up to $15MM acceptable
- Property coverage from seed through sale
Deadly Weapon / Armed Assailant
Deadly Weapon / Armed Assailant
Deadly Weapon / Armed Assailant
- Coverage for Property Damage and 3rd Party Liability
- Broad Definition of Weapon and Policy Trigger
- Target Industries Include: Schools, Places of Worship, Offices, etc.
EPLI
Deadly Weapon / Armed Assailant
Non-Profit (D&O & EPLI)
- Most Classes of Business Considered
- 3rd Party Coverage Included
- Includes Duty to Defend with Defense Outside the Limit
Non-Profit (D&O & EPLI)
Private Company (D&O, EPLI, Fiduciary & Crime)
Non-Profit (D&O & EPLI)
- Most Classes of Business Considered
- Shared or Separate Limits Available
- Duty to Defend with Broad Definition of EPLI Wrongful Acts
Private Company (D&O, EPLI, Fiduciary & Crime)
Private Company (D&O, EPLI, Fiduciary & Crime)
Private Company (D&O, EPLI, Fiduciary & Crime)
- Very competitive on most classes with assets up to $450MM and 100 Employees
- Includes Duty to Defend
- Employed Lawyer Coverage Available
Sexual Abuse & Misconduct (SAM)
Private Company (D&O, EPLI, Fiduciary & Crime)
Private Company (D&O, EPLI, Fiduciary & Crime)
- Primary and Excess Coverage Available
- Limit from $300K to $15MM
- Appetite includes organizations with up to 50,000 Employees
Terrorism
Wind/Hail Deductible Buy Down (Residential)
Wind/Hail Deductible Buy Down (Commercial)
- Liability and Property Coverage Available
- Limits up to $500MM with no Deductible
- Tried and Tested Product Accepted by Commercial Lenders
Wind/Hail Deductible Buy Down (Commercial)
Wind/Hail Deductible Buy Down (Residential)
Wind/Hail Deductible Buy Down (Commercial)
- Designed for Wind, Hail & Named Storms
- Available in all 50 States
- Reduce Deductibles to as low as $5K Per Occurrence
Wind/Hail Deductible Buy Down (Residential)
Wind/Hail Deductible Buy Down (Residential)
Wind/Hail Deductible Buy Down (Residential)
- Designed for Wind, Hail & Named Storms
- For risks within 50 miles of the coast
- Reduce Deductibles to as low as $5K Per Occurrence
Other Products and Solutions
Towing
National Restaurants
National Restaurants
Shepherd Programs
Our History
Since the 1970's, our teams have offered carefully tailored niche programs and insurance products/solutions to the US and Canada.
A Rated Paper, Top 50 Brokers in US, Consultative, and More.
A Few Of Our Partners
Carrier/Market Inquires
We have places for all risk takers and models to participate in profitability driven programs of diversification within the marketplace.
Programs
We provide specialized expertise for niche markets on behalf of insurance carriers as a Program Administrator (PA). It’s impossible for carriers to underwrite risks in every field or continuously add staff to handle new programs. We play an important role in addressing these needs.
Front / Hybrid
With a pure reinsurance agreement, the self-insured or captive insurer retains the risk of loss. Within our hybrid-fronting model, the primary carrier assumes a percentage of the risk, ranging from as low as 5% up to even 30% of the risk.
MGA
We act sometimes as a MGA a specialized type of wholesale brokers where our market or insurance carriers grants us underwriting authority and trust.
Reinsurance
Our reinsurance partners participate by sharing risk taken by primary insurers.
Captives
Captives are essentially a form of self-insurance whereby the insurer is owned wholly by the insured. We typically establish to meet the unique risk-management needs of the owners or members.